What CA requires of Fairfield drivers

What CA requires

The legal minimum is $30,000 for one person's injuries, $60,000 for all injuries in one crash, and $15,000 for property damage — written as 30/60/15.

These minimums took effect on January 1, 2025 — up from 15/30/5. A policy last written before then may still carry the old limits until it renews.

If the other driver is at fault and carries only the minimum, their policy stops at those amounts. Uninsured/underinsured motorist coverage is what pays you beyond that.

Source: California Department of Insurance, checked 2026-10-26.